Civiliti Privacy Policy

1. Information We Collect

Civiliti is a non-custodial, decentralized platform, meaning we do not directly hold or manage user assets. However, to operate legally and effectively, we may collect the following categories of information:

• Identity Data (if KYC/AML required): Full name, date of birth, government-issued identification, address, nationality, and any other legally required data for Anti-Money Laundering (AML) and Know Your Customer (KYC) compliance.
• Contact Data: Email address, phone number, or other communication information provided voluntarily.
• Wallet & Transaction Data: Public wallet addresses, transaction history, and interactions with our smart contracts.
• Technical Data: Device information, browser type, operating system, IP address, cookies, and usage logs to improve platform functionality and security.
• Voluntary Data: Any information you provide when contacting support or participating in community forums.

2. How We Use Your Information

Civiliti uses collected information solely for legitimate business purposes, including:

• Regulatory Compliance: To comply with AML, KYC, sanctions screening, and other legal obligations.
• Platform Operation: To facilitate decentralized transactions, improve platform performance, and provide user support.
• Fraud Prevention & Security: To detect, investigate, and prevent illegal or unauthorized activity.
• Communication: To respond to inquiries, provide updates, and send legally required notices.
• Analytics: To analyze usage trends, improve features, and monitor performance.

3. Data Sharing

Civiliti will never sell or rent your personal information. We may share data only under the following circumstances:

• Regulatory Authorities: When required by law, court order, subpoena, or regulatory obligations.
• Service Providers: With trusted third-party providers (e.g., identity verification, cloud hosting, legal counsel) who are bound by confidentiality agreements.
• Corporate Transactions: In the event of a merger, acquisition, or corporate restructuring, subject to appropriate safeguards.
• Security Events: To respond to fraud, hacks, or malicious activity affecting the platform.

4. Data Storage & Retention

• Storage: Personal data is stored securely in encrypted systems or with verified compliance partners.
• Blockchain Data: Wallet addresses and transactions are public and immutable on blockchain networks. Civiliti cannot alter or delete blockchain records.
• Retention: Civiliti retains data only as long as required by law (e.g., 5-7 years for AML/KYC records) or for the purposes described in this policy.

5. Cookies & Tracking

• Civiliti may use cookies, log files, and similar technologies to enhance user experience and improve security.
• Users can disable cookies in browser settings, though this may limit platform functionality.

6. User Rights

Depending on your jurisdiction, you may have the following rights:

• Access & Portability: Request a copy of your personal data.
• Correction: Request corrections to inaccurate or incomplete information.
• Deletion: Request deletion of personal data where legally permissible.
• Restriction: Request restrictions on how we process your information.
• Objection: Object to processing for certain purposes (e.g., marketing).
• Withdrawal of Consent: If processing is based on consent, you may withdraw at any time.

To exercise these rights, contact Civiliti at: civilitiexchange@gmail.com

7. Security

• Civiliti implements industry-standard encryption, access controls, and monitoring tools to protect user data.
• However, no system is 100% secure. Users remain responsible for safeguarding their private keys and wallets.

8. Children's Privacy

Civiliti is not directed to or intended for use by anyone under the age of 18. We do not knowingly collect information from minors. If we learn of such collection, the data will be deleted promptly.

9. International Users

If you access Civiliti from outside the United States, you acknowledge that your information may be transferred to, processed, and stored in the United States, which may have different data protection laws than your country.

10. Amendments

Civiliti may update this Privacy Policy from time to time. Users will be notified of material changes via platform notices or email. Continued use of Civiliti after updates constitutes acceptance of the revised policy.

11. Dispute Resolution & Governing Law

• Any disputes arising from this Privacy Policy shall be governed exclusively by the laws of the State of New York, USA.
• Users agree to resolve disputes through binding arbitration in New York County, New York, administered by the American Arbitration Association (AAA).
• Users waive the right to participate in class actions or representative proceedings.

12. Severability

If any provision of this Privacy Policy is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13. Contact Information

For questions about this Privacy Policy or to exercise your data rights, contact us at: